Discover tailored mortgage solutions, compare UAE bank offers, and get expert advice — all in one trusted place.
Fast, transparent, and expert mortgage guidance across the UAE.
Raven Finance proudly collaborates with top financial institutions across the UAE to bring you the best mortgage rates and exclusive offers.
We work closely with over 18 partner banks across the UAE — all committed to making your mortgage process seamless.
Please provide your property and loan information below. The calculator will automatically compute your estimated monthly repayment and associated Dubai transaction costs.
Property Price
Property purchase price
Loan Amount
Mortgage loan amount
Rate (%)
Annual interest rate
Tenor (months)
Repayment period
EMI
Auto‑calculated monthly repayment
Birth Date
Total Monthly Income (AED)
Credit Card Limit (AED)
5% of this will be treated as monthly due
Other Monthly Repayments (AED)
Stress Rate (%)
Stress Rate: 6%
Maximum Affordable Loan
Income − (5% of CC limit + other) ÷ stress
A clear, linear step-by-step mortgage journey from start to completion.
Understanding profile, goals & funding options.
Documents curated, bank application submitted.
Bank conducts valuation & verifies compliance.
Signing, registration & ownership transfer.
Buyout / equity release & long-term optimization.
Comprehensive mortgage solutions across Residential , Commercial , Off-Plan , and Refinance segments — Helping clients secure tailored finance—whether buying, investing, or restructuring. Our advisors make every step transparent and optimized to your goals.
We offer bespoke mortgage guidance tailored to your goals, lifestyle, and long-term property strategy.
Gain access to exclusive offers, preferential rates, and fast-track processing through our partner bank network.
We act solely in your best interest—offering unbiased bank comparisons with complete transparency.
From pre‑approval to property transfer, our specialists manage every step for a seamless mortgage journey.
Our close relationships with UAE banks enable quicker approvals and a smoother overall experience.
Enjoy personalised assistance with a dedicated mortgage advisor available throughout the entire process.
We conduct a structured comparison of mortgage offers to ensure you secure the most competitive terms available.
Our advisors help you design a long-term plan—whether upgrading, investing, or preparing for future refinancing opportunities.
For residents, the minimum down payment is typically 20%. For non-residents, it starts at 40%, depending on the bank and property value.
Banks evaluate your income, existing liabilities, credit score, employer profile, and age to determine your maximum loan amount.
Pre-approval usually takes 3–7 working days once all documents are submitted. Full approval may take 1–2 weeks depending on the bank.
Not always. Many banks offer non-salary-transfer mortgages, though rates may vary. Salary transfer may unlock better pricing.
Key costs include DLD fee (4%), trustee fee, valuation fee, mortgage registration fee, agency fee (if applicable), and bank processing fees.
Yes, several UAE banks offer non-resident mortgages with specific criteria, higher down payments, and streamlined documentation.
Yes. Banks allow early settlement or refinancing, typically with an early-settlement fee capped at 1% or AED 10,000.
No. Our advisory service is free for clients. We are compensated directly by partner banks after successful loan approval.
Simply submit your details through the pre-approval form or contact us via WhatsApp. A Raven Finance advisor will guide you immediately.
Stuart Roe
Managing Director
Scott Christie
Mortgage Advisor
Daniel Laycock
Senior Mortgage Advisor
Damian Gray
Senior Mortgage Advisor
Mark Montenegro
Mortgage Progression
Tailored mortgages for first‑time buyers and homeowners with clear eligibility, competitive rates, and swift approvals.
Financing for offices, retail, and investment property—structured terms and transparent offer comparison.
Flexible structures and staged payment plans for upcoming and under‑construction projects.
Lower your rate, buy out, or release equity—with a clear cost breakdown and streamlined processing.
