Using this website
This website provides general information about Raven Finance, mortgage services and illustrative mortgage calculations. By using the site, you agree to use it lawfully and not to interfere with its operation, security or availability.
Calculator and mortgage information
Calculator outputs, affordability estimates, example fees, rates and other figures are illustrative only. They are not a mortgage offer, approval, quotation, recommendation or guarantee of lending. Actual lending decisions, rates, fees and terms depend on the lender, property, applicant profile, credit assessment and applicable requirements.
You should obtain the information and professional advice appropriate to your circumstances before making a property, borrowing, legal, tax or investment decision.
Enquiries and pre-approval requests
Submitting an enquiry does not create a lending agreement and does not guarantee pre-approval or final approval. Information provided through the forms should be accurate and current. Raven Finance or a lender may require additional documents and verification before any application can progress.
WhatsApp and external services
Some website actions open WhatsApp or external websites. These services are operated by third parties and are subject to their own terms, privacy practices and availability. You can review a pre-filled WhatsApp message before deciding whether to send it.
Contact and marketing choices
Contact requested for a current mortgage enquiry is separate from optional future marketing. Where an optional marketing choice is offered, it is not a condition of submitting the enquiry and may be withdrawn by contacting Raven Finance.
Website content and availability
We aim to keep website information useful and current, but information can change and may contain errors or omissions. We may update, remove or change website content or functionality without notice where reasonably necessary.
Intellectual property
Unless stated otherwise, the Raven Finance name, website design, text and other original site content are owned by or licensed to Raven Finance and may not be copied or commercially reused without permission, subject to rights available under applicable law.
Responsibility and limitations
Nothing in these terms excludes liability that cannot lawfully be excluded. Subject to applicable law, Raven Finance is not responsible for decisions made solely on the basis of indicative calculator outputs or third-party website content.
Questions or complaints
For website, service or privacy questions and complaints, contact mark@raven-finance.com or use the contact details shown on the main website. Any mandatory complaint-handling rights available under applicable law remain unaffected.
Applicable requirements
These terms are intended to operate subject to applicable laws and mandatory consumer protections in the United Arab Emirates. If any provision conflicts with a mandatory legal requirement, that requirement prevails to the extent of the conflict.